We work with the nation's top-rated3 insurance carriers so we can offer you products in all 50 states. No matter where you live, you can be sure you'll receive service catered to your needs with Ensurem.
In most cases, when you call Ensurem, you’ll speak to a licensed insurance agent. In some cases, like during busy enrollment seasons, you may speak to one of our Welcome Representatives first, who will field your call to a licensed agent specializing in plans in your area.
Ensurem’s licensed agents:
Are contracted with many of the nation’s top-rated insurance carriers
Can help you compare rates and enroll in a wide variety of Medicare health and supplemental plans
Will complete a needs analysis to determine which Medicare solutions match your lifestyle best
Working with an Ensurem agent is like a one-stop-shop for all your insurance needs. Your agent will ask you a mix of questions to learn more about your health care requirements, budget and lifestyle. That way, they can better recommend which plans work best for you. Then, when you’re ready, they can help you enroll in your selected plans. So, you don’t have to waste your time on the phone with insurance carriers.
A Medicare Advantage Plan is one of your two primary health insurance options when signing up for Medicare, the other being Original Medicare.
Also called Medicare Part C, Medicare Advantage Plans are sold by private insurance companies and include your Medicare Part A (hospital) and Medicare Part B (medical) insurance. Most often they include Part D prescription drug coverage. Plus, Medicare Advantage Plans also come with additional coverage benefits not commonly available with Original Medicare.
That’s why Medicare Advantage Plans are sometimes called an “all-in-one” plan.
Medicare Supplement or Medigap Insurance is a type of private health insurance sold by insurance companies to help fill the “gaps” in Original Medicare. Named after the letters A-N, Medigap plans help pay for out-of-pocket costs like copays, coinsurance and more.
Understanding what Medicare Supplement Insurance is and how it works is the first step to determining if it’s right for you.
Yes, in most cases. If you want prescription drug coverage, you must enroll in a PPO Plan offering prescription drug coverage. If you choose a plan that does not provide drug coverage, you will not be able to enroll in a separate drug plan.
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Living a well-rounded, healthy lifestyle is Denise Austin’s specialty. See what she has to say about protecting that lifestyle after age 65.