Dental and Vision Insurance
See Your Options and Fill Cavities in Your Medicare Coverage
3 Ways to Get Your Dental and Vision Coverage
Dental and Vision Insurance Features and Benefits
Many Dental and Vision Insurance Plans Include Coverage for:
Be warned that Original Medicare (Part A and B) does not include comprehensive dental or vision coverage. If you require glasses or dental care, you’ll need to consider either switching to a Medicare Advantage Plan offering dental and vision insurance or enrolling in stand-alone vision and dental plans.
Frequently Asked Dental and Vision Insurance Questions
Medicare Part A, your hospital insurance under Original Medicare, covers dental procedures that require a hospital visit. For example, a covered service could be a mouth injury that required emergency care, then Part A would provide limited coverage.
However, the typical services performed at a dentist’s office, like cleanings or a root canal are not covered under Original Medicare.
While services can vary by plan, a typical dental insurance plan may cover:
- Root canals
- Tooth extractions
Original Medicare covers some vision services if it’s related to another health problem.1 However, routine eye exams are not covered. Some examples of covered services include:
- Eye Exams to Detect Diabetic Retinopathy
- Annual Glaucoma Tests
- Macular Degeneration Tests and Treatment
- Some Aspects of Cataract Surgery
Vision Insurance covers services typically performed during routine eye exams, such as vision screenings and dilation. Your eyeglass lenses, frames and contact lenses are also covered.
Most Medicare Advantage Plans provide at least some coverage for dental and vision.2 Some people prefer to have an “all-in-one” plan, containing their medical, prescription drug, dental and vision coverage, instead of separate providers for each aspect of their health coverage.
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