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Special Needs Plans

Combining Medicare and Medicaid to Maximize Your Coverage

2 Ways to Compare D-SNPs


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Dual-Eligible Special Needs

If you have both Medicare and Medicaid, you may qualify for a Dual-Eligible Special Needs Plan, or D-SNP. These private insurance plans include benefits and features not found when using Medicare and Medicaid separately.

D-SNP Features and Benefits

$0 premiums
$0 premiums
Lower costs
Lower costs
Healthy food allowances
Healthy food allowances
Care coordinators
Care coordinators
Podiatry services
Podiatry services
Over-the-counter allowances
Over-the-counter allowances

Frequently Asked D-SNP Questions

What is a D-SNP?

Special Needs Plans are a form of Medicare Advantage Plan designed specifically to provide targeted care and limit enrollment to individuals that meet specific needs.1

Dual-Eligible Special Needs Plans (D-SNP) are for those who qualify for Medicare and Medicaid.

What is the care coordinator benefit with a D-SNP?

One of the most significant differences between a D-SNP and Medicare Advantage Plan is that D-SNPs come with a dual-plan care coordinator. These coordinators are employed by your insurance provider and help you with your health care challenges.

For example, a care coordinator can help you find doctors and specialists that accept both Medicare and Medicaid within your plan’s network.

What kind of D-SNP-specific benefits can I find?

While all Special Needs Plans are required to include prescription drug coverage, you may find that D-SNPs are more likely to come with benefits not typically found with a typical Medicare Advantage Plan, such as:

  • Coverage for acupuncture visits
  • Podiatry services such as routine clipping of toenails
  • Complimentary personal emergency response system
  • Monthly healthy food allowances
  • Funds for over-the-counter products (ex. toothpaste or supplements)
  • Personal home care, such as meal prep and house cleaning

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