Dual-Eligible
Special Needs Plans
Combining Medicare and Medicaid to Maximize Your Coverage
2 Ways to Compare D-SNPs
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Dual-Eligible Special Needs
If you have both Medicare and Medicaid, you may qualify for a Dual-Eligible Special Needs Plan, or D-SNP. These private insurance plans include benefits and features not found when using Medicare and Medicaid separately.
D-SNP Features and Benefits
Frequently Asked D-SNP Questions
Special Needs Plans are a form of Medicare Advantage Plan designed specifically to provide targeted care and limit enrollment to individuals that meet specific needs.1
Dual-Eligible Special Needs Plans (D-SNP) are for those who qualify for Medicare and Medicaid.
One of the most significant differences between a D-SNP and Medicare Advantage Plan is that D-SNPs come with a dual-plan care coordinator. These coordinators are employed by your insurance provider and help you with your health care challenges.
For example, a care coordinator can help you find doctors and specialists that accept both Medicare and Medicaid within your plan’s network.
While all Special Needs Plans are required to include prescription drug coverage, you may find that D-SNPs are more likely to come with benefits not typically found with a typical Medicare Advantage Plan, such as:
- Coverage for acupuncture visits
- Podiatry services such as routine clipping of toenails
- Complimentary personal emergency response system
- Monthly healthy food allowances
- Funds for over-the-counter products (ex. toothpaste or supplements)
- Personal home care, such as meal prep and house cleaning
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