Accidental Death and Dismemberment (AD&D) plans are a form of life insurance that offers coverage for your entire life. AD&D plans pay a benefit to your beneficiaries in the event you are killed or dismembered because of a covered accident. Click the button below to learn more about this type of life insurance.

    Key Benefits of AD&D Insurance

  • Pays policy face amount to beneficiary in the event of death
  • Scheduled benefit for dismemberment
  • More affordable than term life with similar limits
  • No medical exam insurance options
  • Can be used to supplement a life insurance policy

Accidental Death & Dismemberment

Financial protection after a serious incident


Where would your family be if you died in a car accident tomorrow? How would you cope if you lost a limb after an accident at work?

Accidental death & dismemberment (AD&D) insurance plans cover unlikely events, such as dying in an accident versus dying from an illness. As a result, these insurance plans are fairly inexpensive. They pay full benefits to your beneficiaries if you die and benefits to you if you are dismembered. AD&D are substantially less expensive than other types of life insurance because they pay benefits only in the result of an accidental death or dismemberment.

Financial recovery after a train accident


April was a competitive track athlete through high school and college. After she was seriously injured in a train accident, the doctors had to amputate one of her legs. April’s dream to be a runner was now on hold but her passion was reignited when she learned about the Paralympics.

Find out how her AD&D plan helped her manage expenses when she was unable to work while recovering from the accident, and how she moved on to pursue her dreams.

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