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Dental and Vision Insurance provides coverage to help with typical dental or vision services and goods.

    Key Benefits of Dental & Vision Insurance

  • Can reduce per-visit costs
  • May provide discounted rates on services
  • Can cover many routine visits in full
  • Accepted by many reputable providers
  • Extremely affordable monthly premium

Types of Dental Plans

Dental Health Maintenance Organizations (DHMO): A structured dental plan where a group of dentists provide affordable care at a low monthly premium and receive a fixed rate every month.

You may need to make a copayment on more advanced procedures but almost all procedures and treatments are completed at no cost or at a discounted rate. With these plans, you will need to wait a set time between dental visits.

PPO Dental Insurance Plan: Preferred provider organization (PPO) is a network of preferred dental providers that have agreed to work at a reduced rate for consumers with a PPO dental plan. You can find a variety of dentists in your area that accept PPO dental insurance plans.

Indemnity Dental Insurance: These plans work a lot like regular health insurance where you pay your bill in full and then submit a claim for reimbursement. If you have this type of dental insurance, you have the freedom to visit any dentist.

Discount Dental Plan (DDP): Another way to save on dental costs whether you have dental insurance or not is with a discount dental card. You make a monthly or annual payment to receive certain dental services at a discount. The fees are pre-negotiated and you can only use the card at dental offices that are part of the plan’s network.

Types of Vision Plans

Vision Benefits Package: All of your eye exams and any other routine visits are covered with this type of vision insurance but may require a co-pay at time of service. You have access to a network of eye care providers and specialists, including LASIK doctors and ophthalmologists, in some cases.

You may also receive a discount on eye care services and products, including eyeglasses, contact lenses, and prescription sunglasses.

Vision Discount Plan: You are eligible for a discounted rate on all services at vision care providers that participate in the discount plan’s network.

You may receive a discount on eye care services and products, including discounted fees on eye exams, eyeglasses, contact lenses, and prescription sunglasses.

Dental & Vision Plans

Smile & see the savings add up

The cost of dental cleanings, vision exams, and general dentistry and vision care can really add up. Save money while making sure you and your family maintain optimal oral health and healthy vision with the right dental and vision insurance plan. Many plans cover routine visits at 100% and pay up to half or more for treatment costs. For a low monthly payment, you can afford to have your family visit the dentist and eye doctor without worrying about excessively high fees.

How Dental Insurance & Vision Plans Work

Dental and vision insurance plans can be added to existing healthcare plans so you have coverage for any health conditions related to your ocular and oral health. If you are currently paying for dental visits, vision exams, and other services at the dentist or eye doctor, you could be saving up to 50% or more with a basic insurance plan. These plans are designed to reduce your out-of-pocket costs for preventive care, routine services, and certain procedures.

    Do I Really Need a Dental or Vision Plan?

    You should consider Dental & Vision Plans if you:

  • Have a high-deductible dental or vision insurance plan from your employer
  • Wear eyeglasses or contact lenses
  • Only see the dentist for checkups and occasional procedures
  • Want to reduce or eliminate co-pays for routine visits
  • Want access to a large network of reputable dental and vision care providers
  • Need an affordable way to maintain healthy vision and optimal oral health
  • Want discounted fees on dental procedures
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