How Pet Insurance Works
Pet insurance works slightly differently than regular health insurance plans. When your pet is covered and you find yourself at the vet’s office in an emergency, you simply submit a claim and will get reimbursed for covered expenses. You can customize your plan with different reimbursement levels and deductibles. This makes it easy to get the coverage you want at a price you can afford. As long as your pet is receiving treatment for anything unrelated to a pre-existing condition, you will be covered for services such as:
- Diagnostic Testing
- In-Hospital Treatment
- Prescription Medications
Office visits are generally not covered — you are responsible for paying a co-pay — but your monthly premium ensures coverage for all other treatment costs with no caps or maximum limits.