6 | Eliminate Certain Deductibles and Copays
Many people worry about deductibles and copays. Supplemental plans allow you to reduce or eliminate many of them, which can make visiting the doctor less stressful.
Deductibles and maximum out-of-pocket expense levels often change from one year to the next. However, if you choose a plan with more comprehensive coverage, you’ll have fewer reasons to worry.
Because there are several plans available, you can customize your decision based on specific concerns. For instance, if you travel internationally, you might want a plan that covers part of your expenses related to foreign travel.
If you’re approaching age 65, consider Medicare supplement insurance. Use it to plan your health care costs in advance and to gain peace of mind.