If you’re considering applying for a Medicare Supplement plan, you might want to give Medigap Plan G serious consideration. It’s very similar to Medigap Plan F, but some beneficiaries prefer it due to lower premiums.
Medicare Supplement Plan G is one of 10 Medigap plans available to beneficiaries of Original Medicare Parts A and B. You become eligible for Medigap at age 65, just like with Original Medicare.

All Medigap plans are standardized according to the federal government and the Centers for Medicare and Medicaid Services (CMS). Every Medigap policy must follow federal and state laws designed to protect you, and it must be clearly identified as “Medicare Supplement Insurance.” Insurance companies can sell you only a “standardized” policy identified in most states by letters.
Each insurance company decides which Medigap policies it wants to sell, although state laws might affect which ones they offer.
- Supplements Original Medicare – helps you budget your medical expenses month to month
- Standardized plans available that are approved and follow state and federal laws
- Premiums vary by state and carrier
- Multiple plans to choose from depending on your budget and coverage needs